Financial freedom ki kahani

Ritesh Kumar mandavi 0

 Ek decision Jo jindagi Badal gaya - financial freedom ki kahani

Ritesh ek Chhota Shahar Bhilai mein ek private job Karta tha. Uski salary ₹25000 tha aur har mahine paison ki tangi rahati thi. EMI, ghar ka kharcha, aur kuchh emergency ke liye bachat hi nahi rakhta tha. Ek din usne YouTube per ek video dekha -  "have to achieve financial freedom in India."



Us video Ne Ritesh ki soch Badal Di. Usne turant ek notebook uthai aur likhna shuru Kiya - income, expense, saving or goals. Vahi din uski financial journey ka pahla kadam tha. 

Step 1: Paisa bachana sikha

Ritesh ne Apne kharch ka analysis Kiya. Har mahine ₹5000 unnecessary छोटी-छोटी chijon me chala jaata thab- food delivery, online shopping, usne ine sabko kaat ek SIP plan start Kiya mutual fund me ₹3000 /month se. Wo Harman Apne budget ka 20% invest Karta aur 10% emergency fund mein dalta.



Step 2: stock market se passive income

6 mahine bad Ritesh Ne stock market ke bare mein padhna shuru Kiya. YouTube, Zerodha Varsity, aur blogs se usne fundamental technical analysis Seekha. Usne penny stock mein hi, balki Bluechip companies me long - Term ke liye invest Kiya.
 
Ek sal bad uske ₹50,000 ka investment ₹62000 ho gaya tha - confidence boost Mila. Ritesh Ne dividend stock bhi choice Kiye jisse usko positive income milti thi.



Step 3: freelancing se extra income

Ritesh Ne finance ke biche mein blog banana shuru Kiya. Usne article likhe jisme bataya Gaya "how to invest for beginners in Hindi" aor "top 5 mutual funds in India 2025."dheere - dheere uske blog per traffic aane Laga aur Adsense approve Ho Gaya.

Iske alava usne Fiverr pe financial content writing start Kiya. First manth mein bhi usne $100 kama liya. Ye side income uski financial journey ka booster ban gayi.

3  sal baad ka result

Ritesh ab ₹66,000/monthly Kama raha tha - ₹25k job se ₹20k blog se aur  ₹20k freelancing se. Uska emergency fund ₹1 lakh ka tha aur investment ₹3 lakh cross kar chuka tha. Sabse Badi baat - uske pass peace of mind tha, wo financial ly stable ho gaya tha. 





"Jab tak aap paiso ke liye kam karte ho, aap kabhi free nahin ho sakte. Jab Paisa aapke liye kam Kare vahi Hoti Hai asali freedom.

Model of the story 

Agar ek middle - class aadami khane se planning, saving, aur smart investing se apna  future secure kar sakta hai, to Ham sab kar sakte hain. Yah kahani UN logon ke liye hai jo sochte Hain - "Paisa ke Bina kuchh nahin hota" - haan sahi hai, lekin paise kamane ke Sahi tarike bhi hona chahie.


महत्वपूर्ण चेतावनी: इस वेबसाइट पर दी गई सभी जानकारी केवल शैक्षणिक और सामान्य सूचना के उद्देश्य से है। निवेश, ट्रेडिंग, बिटकॉइन या म्यूचुअल फंड से जुड़ी कोई भी सलाह व्यक्तिगत जोखिम पर है। हम कोई फाइनेंशियल सलाह नहीं देते। कृपया निवेश करने से पहले अपने वित्तीय सलाहकार से संपर्क करें या स्वयं पूर्ण रिसर्च करें। बाज़ार जोखिमों के अधीन होता है।

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